We do not insure the contents of your home. This includes things such as fire, theft, vandalism, water damage or any other household risks. We are only responsible for insuring the structure and exterior of your home.

We strongly advise you to arrange enough insurance cover for the contents of your home such as furniture, carpets, clothing, TV and electrical items, decorations and general household goods. We also advise including things such as outbuildings, bicycles, wheelchairs, hearing aids and any personal possessions where applicable, such as laptops. We cannot be held responsible for any uninsured loss where we are not shown to have been negligent. You should also ensure that, as occupier of the premises, you have adequate insurance to meet claims against you by other people.

We would recommend obtaining quotation prices from a few different providers and comparing these to make sure that you are getting the best value for money and that you also consider things such as accidental damage cover.